Mortgage Underwriting Process Services

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Offshore India Data Entry - Mortgage Underwriting Services

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Offshore India Data Entry has showcased a greater experience in delivering mortgage underwriting services to the world-settled worthy mortgage lenders. The process of mortgage underwriting is a critical phase as it regulates the payment competency of a person who has successfully applied for a mortgage loan. “Cost-effective and use of contemporary tools to offer accurate and on-time results” Our prime motive is to offer a reliable and immensely authentic mortgage underwriting services to the credit unions as well as the lenders. The mortgage underwriting process is initiated systematically so as to:

  • •     Examine the mortgage loan
  • •     Evaluate the creditworthiness of applicants
  • •     Assessing the applicant risk
  • •     Fixing the exact pricing for loans at parity with the market rates
  • •     Managing and handling all the related tasks too

The underwriting process involves an underwriter to key in the details of an applicant such as their name, debts, income, credit score, and many more. It is essential to analyze the applicant’s loan repayment ability. Being an expert outsourcing service provider of mortgage underwriting services, we offer the below-specified underwriting support solutions.

Outsource Mortgage Underwriting services to us


  • 1.    Setting up a Loan – Generally, the underwriters spend an approximate of 4 hours for underwriting a loan. This
    •        leads to the unwanted consumption of a huge amount of productive time. Outsourcing the service to our team will
    •        help you with the setting up of documents pertaining to loan, a bit of required data entry, and analyzing the data
    •        before calculating the income or reviewing the credit history. We will assist you to maximize the
    •        productivity level by generating the file as and when required. This will enable you to formulate the credit-
    •        decisions instantly in a short time.

  • 2.    Clearing Loan Conditions – After setting up the loan underwriting, our team ensures to compose and send the
    •        ‘loan clearance conditions’ to the loan officer. This is an integral part as it consists of preparing a document that is
    •        crucial to support the case of a borrower. We completely ensure that all the necessary checks are made before
    •        issuing the ‘loan clearance condition’ documents. The document includes the following:
      •               a)    Updated pay notes
      •               b)    Explanation letters
      •               c)    Purchase agreements

  • 3.    Title Support – The service of ‘title support’ is an integral element of the mortgage underwriting process which
    •        safeguards the interest of lenders and borrowers. Our dedicated team of staffs ensures that the title
    •        documentation is reviewed aptly. We free the guaranteed property from any kind of legal claims or lawsuits
    •        issued against it. Our title support service will also ensure that the land transfer secured. The prime motive is to
    •        assist the lenders detecting the title imperfections, checking the errors in the report, and reviewing the documents
    •        methodically.

  • 4.    Appraisal Review – Our appraisal reviews include the creation of quality check reports that mention the views
    •        and opinions of an underwriter, regarding the adequacy of the security offered to support the mortgage
    •        transaction. The generated report also focuses on whether the property assessment is in equity with the trending
    •        market value. We offer the review of the following under our ‘appraisal review report’:
      •               a)    Sale history of a property
      •               b)    Images
      •               c)    Location maps
      •               d)    Authenticity of report date, license number, and signature of an appraiser

    • 5.    Review of Fraud – In most of the instances, the mortgage lenders are targeted by the fraudsters. They can
      •        easily mislead a lender and might finally end up falling into prey traps. Under our fraud review services, we detect
      •        documentation is reviewed aptly. We free the guaranteed property from any kind of legal claims or lawsuits
      •        issued against it. Our title support service will also ensure that the land transfer secured. The prime motive is to
      •        assist the lenders detecting the title imperfections, checking the errors in the report, and reviewing the documents
      •        fraudulent elements such as conflicting addresses, huge withdrawal or deposits, various cash transactions in
      •        multiple bank accounts, etc.

        “Quality and effectiveness is the epitome of our mortgage underwriting services”

Why Prefer ‘Offshore India Data Entry’?

  • •    An excellent team of specialized and well-trained underwriters/processors
  • •    Extensive and complete support for offering the underwriting back-office demands
  • •    Consistent and automated process to accomplish the desired underwriting result
  • •    100% implementation of data security and data confidentiality measures
  • •    Checking the credit reports of the borrowers from time-to-time
  • •    Round-the-clock assistance by our committed team
  • •    Guaranteed accuracy and maximized loan salability
  • •    Ensuring faster loan approvals and enhanced credit-decision making

If you are interested in receiving an expert solution for the mortgage underwriting services requirement, hire our team by dropping in your query at info@offshoreindiadataentry.com